Learning Center | How to Buy North Dakota Foreclosures

How to Buy North Dakota Foreclosures
Basic Steps to Purchasing Preforeclosures
Basic Steps to Purchasing Property at an Auction Sale



In North Dakota, the primary method ofmortgageforeclosure isjudicial. Because of this, it could take three (3) months or more from the time a property owner receives anotice of default until the property is sold at apublic foreclosure auction sale. Accordingly, don’t wait until the property becomesReal Estate Owned (REO) after the auction because the property will cost more than it would inpreforeclosure.

Adeficiency judgment is available to a lender under certain circumstances. For example, commercial or agricultural property more than 40 acres is subject to adeficiency judgment, however, one may not be obtained when a residentialforeclosure property is up to 40 contiguous acres of homestead property.


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